Health coverage for the self-employed
No employer. No group requirement. No bloated premiums. Indie Healthcare covers you from $122/month—real doctor visits, real prescriptions, and a real human who answers the phone.
Everyday coverage
Who we're for
Raise your hand if you're self-employed and you've been avoiding thinking about health insurance. Yeah. That's most of us.
No W-2, no group requirement through work — doesn't mean you should go without coverage.
Coverage that moves with you, whether you've got one client or ten.
Flexible plans that fit an income that isn't always the same every month.
Coverage for you (and your team, if you've got one) without the group-plan headache.
You're not one bad diagnosis away from financial ruin if you just handle this.
Plans & pricing
Three ways to get real coverage — from everyday care to full protection.
Everyday essentials, ACA-compliant Minimum Essential Coverage
Starting price, Single coverage
| Single | $122 |
| Employee + Spouse | $207 |
| Employee + Children | $207 |
| Family | $292 |
Everyday care plus specialist, urgent care & labs
Starting price, Single coverage
| Single | $176 |
| Employee + Spouse | $302 |
| Employee + Children | $302 |
| Family | $422 |
Full protection — ER, surgery, hospital & maternity
Starting price (MVP PPO 10K, Self Only, Open Network) — 5 plans available, get your exact quote
Add-ons
Add dental and vision to any medical plan.
Delta Dental PPO network
| Single | $21.80 |
| Employee + Spouse | $39.53 |
| Employee + Children | $37.28 |
| Family | $60.86 |
Delta Dental PPO network
| Single | $46.15 |
| Employee + Spouse | $90.20 |
| Employee + Children | $85.47 |
| Family | $136.99 |
VSP, powered by Delta Vision
| Single | $11.95 |
| Employee + Spouse | $21.90 |
| Employee + Children | $22.90 |
| Family | $36.85 |
Free Resource
One place for everything — plan benefits, provider lookups, exclusions, and the MEC Companion discount card. Read it online or download a copy for your records.
Talk to us
Tell us a little about you and we'll follow up within 24 hours — no pressure, no jargon.
What members say
"I switched off my state exchange plan and I'm paying a lot less for coverage that actually fits how I work."
"VitalCare gave me the coverage I needed and the enrollment team walked me through every step."
"Two years in and I still can't believe how easy this was compared to shopping the marketplace myself."
"The insurance marketplace can be really confusing, but working with Indie Healthcare was a great experience."
"I've worked with Indie Healthcare for over two years, and they've been great to work with."
FAQ